As a user of the Chifley Financial Services website (www.chifley.com), you are bound by the terms and conditions. Accordingly, you should review them in relation to all or part(s) of the website.

Chifley Financial Services reserves the right to update the Terms and Conditions at any time without notice to you.

Terms and Conditions

General

Information published on this website is intended as a guide to the information and services provided by of Chifley Financial Services. Whilst every effort is taken to ensure information on this website is precise and up to date, we cannot guarantee its accuracy or completeness. You accept full responsibility for the use of this website. We will not accept liability for any expense, damage or loss you may incur as a result of using, or relying upon, information contained in, or omitted from this website. We do not guarantee a level of performance, quality, or fitness for purpose in relation to this website or the information and services contained within it.

This website is protected by copyrights, database rights, trademark and other ownership rights. All individual articles, reports, graphics, and other elements contained within this website may be copyright works. In using this website you have no rights in relation to copyrights, database, trademark or other ownership rights. Material published on this website is the property of Chifley Financial Services. Your use of material on this website is limited to use in accordance with these terms and conditions. You agree to abide by all other copyright notices and restrictions contained within, and on this website.

The downloading of any material from this website must be done in accordance with these terms and conditions. The downloading of material is only permissible if you:

a. Use the material downloaded for your personal use only, or for the internal use of your business or employer.

b. When downloading material, or making print copies of downloaded material, you shall preserve, and remain bound by the terms and conditions of these copyright notices.

Our Obligations

We will endeavour to maintain this website to the highest standard we can attain, but we cannot guarantee a level of standard at any time. We reserve the right to suspend or restrict your use of, or access to, this website at any time, without prior notice, for security, maintenance, or any other reason.

Your Obligations

You agree to use this website in accordance with the terms and conditions laid out here, and in such a way that is compliant with all relevant laws and other regulations. You will not use this website to publish obscene, offensive, slanderous, discriminatory or threatening material, or material that, in the opinion of Chifley Financial Services, may cause irritation, inconvenience or anxiety to any individual. You agree to not post viruses, corrupted files, or take any action that would alter or damage this site.

You agree not use this website for the purpose of damaging, corrupting or interrupting information or services provided on and by this website. You agree that by using this website you will not impair its content or performance in any way, by any means.

Other Conditions of Use

Chifley Financial Services retains the right to amend these terms and conditions at any time. These terms and conditions may be extended to cover other conditions that apply to specific information or services offered by Chifley Financial Services.

Warranties

Chifley Financial Services will not be liable for any indirect or consequential losses arising out of the supply of a defective program or incorrect materials.

When deciding to visit the website, you acknowledge that you have exercised your independent judgment and have not relied on any representation made by Chifley Financial Services which has not been stated expressly in this licence or upon any descriptions or illustrations or specifications contained in any document including catalogues or publicity material produced by Chifley Financial Services (which material may be out of date or superceded).

Limitation of Liability

You accept that this website is provided only on the basis set out in these terms and conditions. Your access or use of the website, or the information and services available may, at times, be affected by factors outside our control. This may include, without restriction, the unavailability, interruption or inoperability of the internet or other telecommunications service as a result of maintenance or any other work carried out on the website.

Except where categorically expressed in these terms and conditions Chifley Financial Services will not be liable for any damages, losses costs or expenses of any kind, direct, indirect, incidental or punitive, however caused, even if we have been advised of their potentiality.

Links

Chifley Financial Services is not responsible for the content of any website linked to, or from the Chifley Financial Services site. Chifley Financial Services does not endorse the content of any external website linked to, or from the Chifley Financial Services website.

It is not responsible for the content or privacy practices of these sites. We suggest for information on the privacy policies of these sites, please refer to their home pages.

Chifley Financial Services assumes no responsibility for the content of such other sites and will not be liable for any damages or injury arising from your use or reliance upon such content or your access to, or inability to access, such sites. Any links to other sites are provided merely as a convenience to the users of this website.

Changes to the Site

You accept that Chifley Financial Services retains the right to change the content or technical specifications of any aspect of this website, at any time, at our discretion. You accept that these changes may result in your inability to access the website, or any information and services it offers.

Access to Password Protected/Secure Areas

Access to and use of password protected and/or secure areas of this website is restricted to authorized users only. Unauthorised individuals accessing or attempting to access these areas of the website may be subject to prosecution. In no event will Chifley Financial Services be responsible for damages arising out of the improper use of your password by unauthorised personnel.