Occupation Classification Class 5 - Professional Class 4 - White Collar Class 3 - Light Blue Class 2 - Heavy manual skilled Class 1 - Heavy manual unskilled Occupational Classification Help. Sex Male Female Birth Date 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 / January February March April May June July August September October November December / 1943 1944 1945 1946 1947 1948 1949 1950 1951 1952 1953 1954 1955 1956 1957 1958 1959 1960 1961 1962 1963 1964 1965 1966 1967 1968 1969 1970 1971 1972 1973 1974 1975 1976 1977 1978 1979 1980 1981 1982 1983 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 1994 Type of Cover Short Term IP - 2 Year benefit Long Term IP - Benefit to age 65  Members may apply for a combination of Short  Term IP and Long Term IP providing the total  amount of cover does not exceed 84% of salary. Salary Per Annum Salary Help. Amount of Cover $1,000 $1,100 $1,200 $1,300 $1,400 $1,500 $1,600 $1,700 $1,800 $1,900 $2,000 $2,100 $2,200 $2,300 $2,400 $2,500 $2,600 $2,700 $2,800 $2,900 $3,000 $3,100 $3,200 $3,300 $3,400 $3,500 $3,600 $3,700 $3,800 $3,900 $4,000 $4,100 $4,200 $4,300 $4,400 $4,500 $4,600 $4,700 $4,800 $4,900 $5,000 $5,100 $5,200 $5,300 $5,400 $5,500 $5,600 $5,700 $5,800 $5,900 $6,000 $6,100 $6,200 $6,300 $6,400 $6,500 $6,600 $6,700 $6,800 $6,900 $7,000 $7,100 $7,200 $7,300 $7,400 $7,500 $7,600 $7,700 $7,800 $7,900 $8,000 $8,100 $8,200 $8,300 $8,400 $8,500 $8,600 $8,700 $8,800 $8,900 $9,000 $9,100 $9,200 $9,300 $9,400 $9,500 $9,600 $9,700 $9,800 $9,900 $10,000 $10,100 $10,200 $10,300 $10,400 $10,500 $10,600 $10,700 $10,800 $10,900 $11,000 $11,100 $11,200 $11,300 $11,400 $11,500 $11,600 $11,700 $11,800 $11,900 $12,000 $12,100 $12,200 $12,300 $12,400 $12,500 $12,600 $12,700 $12,800 $12,900 $13,000 $13,100 $13,200 $13,300 $13,400 $13,500 $13,600 $13,700 $13,800 $13,900 $14,000 $14,100 $14,200 $14,300 $14,400 $14,500 $14,600 $14,700 $14,800 $14,900 $15,000 $15,100 $15,200 $15,300 $15,400 $15,500 $15,600 $15,700 $15,800 $15,900 $16,000 $16,100 $16,200 $16,300 $16,400 $16,500 $16,600 $16,700 $16,800 $16,900 $17,000 $17,100 $17,200 $17,300 $17,400 $17,500 $17,600 $17,700 $17,800 $17,900 $18,000 $18,100 $18,200 $18,300 $18,400 $18,500 $18,600 $18,700 $18,800 $18,900 $19,000 $19,100 $19,200 $19,300 $19,400 $19,500 $19,600 $19,700 $19,800 $19,900 $20,000 Per Month Quote Date 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 / January February March April May June July August September October November December / 2008 2009 Waiting Period standard 90 days 60 days 30 days  This quote is based on information provided by the member and is not a guarantee of cover. Insurance will be determined in accordance with the Policy between the Trustee and the Insurer. The Insurer can accept, decline, load the premium or restrict the cover upon assessment of the member's application and medical evidence. The Insurer will determine the appropriate Occupational Classification and relevant premium. Disclaimer - Whilst the material on the site may be changed from time to time without notice, Chifley Financial Services does not provide any warranty as to the accuracy or completeness of the information provided on the site. Whenever you use this website you are deemed to have given your acceptance to these terms. The calculations and results you are able to obtain from the calculators and tools are for illustration purposes and are not intended as a substitute for any specific financial advice you may obtain. The calculators and tools do not contain all the possible combinations of data and have used certain assumptions. The effect of certain factors, which could have an impact on your individual circumstances may not have been taken into account. Chifley Financial Services cannot accept responsibility for any errors or omissions from the information or any reliance placed upon it. These calculators are not intended to be relied on for the purposes of making a decision in relation to a financial product, including a decision in relation to a particular superannuation fund or strategy, and that consumers should consider obtaining advice from an AFS licensee before making any financial decisions.